You guessed it: The best Swiss insurance provider doesn’t exist. There is no one company that outperforms in all fields of insurance.
Demand for a one-size-fits-all approach is less prevalent in the Swiss insurance industry than it is in banking (take a look at our article on the best Swiss bank here).
Getting all of your insurance coverage from a single insurer is not recommended, except in exceptional situations, because different insurance companies perform best in different insurance categories.
That’s why it’s important to choose the right insurance policy for each of your insurance needs separately. Categories you should look at individually include health insurance, supplemental health insurance, hospital insurance, household or liability insurance, and car, travel, legal expense and pet insurance.
The most important consideration is whether or not you will actually use an insurance policy. There are many insurance coverages out there that you probably don’t need, as an in-depth analysis shows.
Even within a specific insurance category – such as health insurance or household insurance – there is no single “best” insurance policy that suits everybody’s needs.
In practice, the best insurance policy for you is the one that suits your individual needs and matches your overall profile.
moneyland.ch makes finding the right insurance coverage based on your own set of criteria easy and quick. Additional filters and sort options help you perform a professional-grade assessment of insurance policies in minutes.
Use these general criteria as a guideline for choosing the right insurance coverage:
- Costs: Always choose the most affordable policy, as long as the lower price doesn’t come at the cost of lower coverage.
- Coverage: The coverage provided is at least as important as the cost of premiums. Things you should look for include: covered hazards, benefit amounts, out-of-pocket costs (deductibles, copayments), qualifying periods, terms of payment, notice periods and special services offered.
- Service: Choose an insurance provider with a high level of customer satisfaction and exceptional service.
- Location: The location of an insurance company or its branch offices is not a deciding factor, because you do not necessarily need “face to face” consultation.
Compare offers using the leading Swiss insurance comparisons:
Health insurance comparison
Supplemental health insurance: compare premiums and benefits
Hospital insurance: compare premiums and services
Liability insurance comparison Switzerland
Swiss household insurance compared
Swiss pet insurance: compare premiums and services
Travel insurance: compare premiums and services
Legal protection insurance: compare premiums
Swiss car insurance comparison
Life insurance comparison Switzerland