best insurance switzerland
Insurance

Which is the Best Swiss Insurance Provider?

Find out how to get the best insurance coverage for your needs in this moneyland.ch guide.

You guessed it: The best Swiss insurance provider doesn’t exist. There is no one company that outperforms in all fields of insurance.

Demand for a one-size-fits-all approach is less prevalent in the Swiss insurance industry than it is in banking (take a look at our article on the best Swiss bank here).

Getting all of your insurance coverage from a single insurer is not recommended, except in exceptional situations, because different insurance companies perform best in different insurance categories.

That’s why it’s important to choose the right insurance policy for each of your insurance needs separately. Categories you should look at individually include health insurance, supplemental health insurance, hospital insurance, household or liability insurance, and car, travel, legal expense and pet insurance.

The most important consideration is whether or not you will actually use an insurance policy. There are many insurance coverages out there that you probably don’t need, as an in-depth analysis shows.

Even within a specific insurance category – such as health insurance or household insurance – there is no single “best” insurance policy that suits everybody’s needs.

In practice, the best insurance policy for you is the one that suits your individual needs and matches your overall profile.

moneyland.ch makes finding the right insurance coverage based on your own set of criteria easy and quick. Additional filters and sort options help you perform a professional-grade assessment of insurance policies in minutes.

Use these general criteria as a guideline for choosing the right insurance coverage:

  • Costs: Always choose the most affordable policy, as long as the lower price doesn’t come at the cost of lower coverage.
  • Coverage: The coverage provided is at least as important as the cost of premiums. Things you should look for include: covered hazards, benefit amounts, out-of-pocket costs (deductibles, copayments), qualifying periods, terms of payment, notice periods and special services offered.
  • Service: Choose an insurance provider with a high level of customer satisfaction and exceptional service.
  • Location: The location of an insurance company or its branch offices is not a deciding factor, because you do not necessarily need “face to face” consultation.

Compare offers using the leading Swiss insurance comparisons:
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Expert Benjamin Manz
Benjamin Manz was an expert on banking and financial topics at moneyland.ch.
Insurance

Swiss Insurance Offers

Travel Insurance

Travel Easy 365

  • Cancellations & interruptions

  • Attractive premiums

  • Direct application

Multi Trip Travel Insurance

ERV Travel Insurance

  • 365 Days of Travel and Leisure Coverage

  • Valid worldwide, including Switzerland

  • Emergency Assistance for Travel Incidents

Legal protection

Emilia

  • Protection of all important rights in life

  • Coverage of all attorney fees in legal cases

  • Best price for individuals or households

Health insurance

coverio

  • Health insurance for foreign students

  • Choice of different excesses

  • Treatment by specialist physicians and other specialists

Travel Insurance

Standard 365

  • Cancellations & interruptions

  • Luggage insurance

  • Direct application

Life Insurance

Generali

  • CHF 100.- Migros voucher upon conclusion

  • Death coverage

  • Premium guarantee: No increase

Quote

Atupri SmartCare

  • Telemedicine model

  • Managed Care Model

  • Free quote

Insurance

Swiss Insurance Offers

Travel Insurance

Travel Easy 365

  • Cancellations & interruptions

  • Attractive premiums

  • Direct application

Multi Trip Travel Insurance

ERV Travel Insurance

  • 365 Days of Travel and Leisure Coverage

  • Valid worldwide, including Switzerland

  • Emergency Assistance for Travel Incidents

Legal protection

Emilia

  • Protection of all important rights in life

  • Coverage of all attorney fees in legal cases

  • Best price for individuals or households

Health insurance

coverio

  • Health insurance for foreign students

  • Choice of different excesses

  • Treatment by specialist physicians and other specialists

Travel Insurance

Standard 365

  • Cancellations & interruptions

  • Luggage insurance

  • Direct application

Life Insurance

Generali

  • CHF 100.- Migros voucher upon conclusion

  • Death coverage

  • Premium guarantee: No increase

Quote

Atupri SmartCare

  • Telemedicine model

  • Managed Care Model

  • Free quote

Deal of the Day
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Travel Insurance

Travel Easy 365

Cancellations & interruptions

Find out more

Current Offers

Free credit card

PKZ Insider Card Visa

  • Welcome Bonus of CHF 100

  • No annual fees forever

  • Double bonus with PKZ and up to 1% worldwide

Free credit card

Swisscard Cashback Cards Amex

  • No annual fees

  • Two cards Amex & Visa/Mastercard

  • With cash back

Swiss Trading Platform

Swissquote

  • Leading Swiss online bank with FINMA license

  • Free multicurrency account & low commissions

  • Access to more than 3 million products (shares, ETFs, crypto and more)

Free Manor Mastercard

Manor World Mastercard®

  • 20% welcome discount + 10x points on your first purchase

  • Free extended warranty, travel and purchase insurance

  • Pay worldwide and collect points (even earn double points at Manor)

Digital Private Banking

Managed by Alpian

  • Up to CHF 50 investment fee credit

  • Customized portfolios

  • Unlimited access to wealth advisor

Online private account

UBS Banking for adults

  • Open and manage your account, savings account, and cards easily in the UBS Mobile Banking App

  • Plus KeyClub rewards program

  • 50 CHF welcome gift

Life Insurance

Generali

  • CHF 100.- Migros voucher upon conclusion

  • Death coverage

  • Premium guarantee: No increase

Find out more

Current Offers

Free credit card

PKZ Insider Card Visa

  • Welcome Bonus of CHF 100

  • No annual fees forever

  • Double bonus with PKZ and up to 1% worldwide

Free credit card

Swisscard Cashback Cards Amex

  • No annual fees

  • Two cards Amex & Visa/Mastercard

  • With cash back

Swiss Trading Platform

Swissquote

  • Leading Swiss online bank with FINMA license

  • Free multicurrency account & low commissions

  • Access to more than 3 million products (shares, ETFs, crypto and more)

Free Manor Mastercard

Manor World Mastercard®

  • 20% welcome discount + 10x points on your first purchase

  • Free extended warranty, travel and purchase insurance

  • Pay worldwide and collect points (even earn double points at Manor)

Digital Private Banking

Managed by Alpian

  • Up to CHF 50 investment fee credit

  • Customized portfolios

  • Unlimited access to wealth advisor

Online private account

UBS Banking for adults

  • Open and manage your account, savings account, and cards easily in the UBS Mobile Banking App

  • Plus KeyClub rewards program

  • 50 CHF welcome gift

Life Insurance

Generali

  • CHF 100.- Migros voucher upon conclusion

  • Death coverage

  • Premium guarantee: No increase

Health insurance premiums in comparison

Find the cheapest health insurance now

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