dental health insurance switzerland
Insurance

Dental Insurance in Switzerland: A Practical Guide and Comparison

October 8, 2023 - Daniel Dreier

Learn how dental care is insured in Switzerland and find out what to consider when getting dental insurance in this guide.

Switzerland may be the land of delicious chocolates, herbal candy and quality ice cream, but it is also the land of eye-watering dental costs. And unlike many other countries, Switzerland includes only minimal coverage for dental care in its basic mandatory health insurance.

Dental coverage from health insurance, accident insurance, and social security

Some conditions and situations are covered by mandatory accident insurance, disability insurance, school programs, and health insurance. Some optional supplementary health insurance offers also include some dental coverage.

Which dental work is covered by mandatory Swiss health insurance?

Basic compulsory health insurance only provides coverage for dental treatment if: 

  • It is necessary to treat serious illnesses.
  • The treatment is for serious, unavoidable infections of the jaw. 
  • The dental problems result from serious illnesses.

In other words, your mandatory health insurance only covers your teeth in the case of total – and fortunately very unlikely – dental disasters. You can find more information in the guide to compulsory health insurance coverage.

Which dental work is covered by Disability Insurance (DI)?

Swiss social disability insurance may cover orthodontic treatments in children who have exceptional dental problems – primarily in the case of birth defects. For example, orthodontic treatments may be covered if the dental issues are severe enough to risk posing a difficulty to the child’s later professional life. You can apply using a form and evidence provided by a Swiss dentist, and the DI will judge your case individually. Treatments are covered up to the age of 20. The DI covers the full cost.

Which dental work is covered by accident insurance (UVG)?

If you are employed, then dental damage resulting from accidents is covered by your employer's accident insurance. If you are employed more than 8 hours per week, then you are covered outside of the workplace as well. For dental work to be covered, the damage has to result from an accident, meaning an unexpected, unforeseeable and unusual damaging event caused by an external force.

Which dental work is covered by school dental programs?

Although dental care is not covered by Swiss health insurance, school-age children are entitled to basic dental checkups in certain school years. These checkups are paid for by your municipality. You are informed when check-ups reveal exceptional dental problems. In this case, some municipalities will subsidize needed dental work if your income is relatively low. The dental work may have to be done at special school dental clinics to be eligible for subsidies.

Which dental work is covered by supplementary health insurance?

Swiss supplementary health insurance policies bundle many different coverages related to health and wellbeing.

Some of these offers include some coverage for dental care or orthodontics. Some policies only cover specific procedures, such as surgically removing wisdom teeth or damaged teeth. You can find a clear overview of supplemental health insurance offers with dental and orthodontics coverage in the guide to health insurance for orthodontics treatments.

You can easily check whether your supplemental insurance includes orthodontics or dental coverage using the filter and sort tools in the supplementary health insurance comparison.

Which costs can I insure with specialized dental insurance?

Most major Swiss health insurance providers offer separate dental insurance. With very few exceptions, you have to get a dental examination as part of the application process. Depending on the results of this examination, your application may be turned down, or pre-existing dental conditions will be excluded from coverage. Most offers have age limits for applications (60 years old, for example).

How much does dental insurance cost?

Premiums for dental insurance vary broadly between insurance providers and dental insurance models. The main factors which determine how high your insurance premium is are:

  1. Your age: The older you are, the higher your insurance premiums will be.
  2. The sum insured: The higher the limit for dental expenses covered by the insurance each year, the more you will pay. For example, a dental insurance which covers up to 2000 francs of dental work each year will cost more than an offer from the same insurer which only covers up to 1000 francs.
  3. The coinsurance: The smaller the portion of bills which you have to cover is, the more the insurance will cost. For example, an insurance company will charge more for an offer which covers 75% of each medical bill than for insurance which only covers 50% of each bill.

Dental insurance premiums range between around 20 and 250 francs per month, depending on the insurer, the coverage you want, and your age.

Is dental insurance worth the cost?

That depends on how high the premiums are, which in turn depends on your age.

The insurance premiums for adults are high in relation to the covered costs, so the advantages of dental insurance for adults are marginal.

Premiums for children are generally affordable, so getting dental insurance for your kids can save you money in many cases. But if your children already have supplemental health insurance with orthdontics and dental coverage, getting additional dental insurance may be unnecessary.

You can easily find out whether or not a dental insurance offer is likely to pay off using the insurance calculator from moneyland.ch.

Overview of Swiss dental insurance offers

Dental insurance offer Orthodontics Dental examinations
and dental work
Qualification period Useful information
Aquilana
ZV I
30%, maximum CHF 1000
per calendar year. Up to
age 25 only.
30%, maximum CHF 1000
per calendar year.
No qualification
period.
Can be combined with ZV II.
Dental examination required
for approval.
Aquilana
ZV II
60%, maximum CHF 2500
per calendar year. Up to
age 25 only.
60%, maximum CHF 2500
per calendar year.
No qualification
period.
Can be combined with ZV I.
Dental examination required
for approval. Treatments
outside of Switzerland are
covered.
Assura
Denta Plus
80%, maximum CHF 500
per insurance year, with
a deductible of CHF 250
or CHF 500 (adults). The
yearly benefit can be
accumulated up to a
maximum of CHF 10,000.
Up to age 20 only.
Dental hygiene: CHF 80 per
year. Dental technicians:
80%, maximum CHF 1000
per year. Diagnostic and
therapeutic measures: 80%,
maximum CHF 15,000 per
insurance year, with a
CHF 500 deductible.
Dental hygiene:
12 months.
Dental examination required
for approval. Treatments in
foreign regions bordering
Switzerland are also covered.
Atupri Denta 1
(optional supplement
for Atupri Basic or
Mivita)
80%, maximum CHF 3000
per calendar year. Up to age
30 only.
60%, maximum CHF 500
per calendar year.
6 months. Included in Mivita supplemental
health insurance at no extra
charge up to age 25.
Atupri Denta 2
(optional supplement
for Atupri Basic or
Mivita)
80%, maximum CHF 5000
per calendar year. Up to age
30 only.
60%, maximum CHF 1000
per calendar year.
6 months. Included in Mivita supplemental
health insurance at no extra
charge up to age 25.
AXA
Dental Insurance
1000
Not covered. Dental treatment and
preventative dentistry:
CHF 1000 per year.
Dental hygiene and
bleaching: 50%, maximum
CHF 1000 per year.
Dental injuries caused by
accidents / Severe diseases
of the masticatory system:
50%, maximum CHF 1000
per year.
6 months. No additional information.
AXA
Dental Insurance
2000
Not covered. Dental treatment and
preventative dentistry:
CHF 2000 per year.
Dental hygiene and bleaching:
75%, maximum CHF 2000 per
year.
Dental injuries caused by
accidents / Severe diseases
of the masticatory system:
75%, maximum CHF 2000 per year.
6 months. No additional information.
AXA
Dental Insurance
3000
Not covered. Dental treatment and
preventative dentistry:
CHF 3000 per year.
Dental hygiene and bleaching:
75%, maximum CHF 3000
per year.
Dental injuries caused by
accidents / Severe diseases
of the masticatory system:
75%, maximum CHF 3000
per year.
6 months. No additional information.
Birchmeier
Krankenkasse
dental insurance 1
50%, maximum CHF 1000
per calendar year.
50%, maximum CHF 1000
per calendar year.
6 months. Treatments in countries
bordering Switzerland are
also covered.
Birchmeier
Krankenkasse
dental insurance 2
75%, maximum CHF 2000
per calendar year.
75%, maximum CHF 2000
per calendar year
6 months Treatments in countries
bordering Switzerland are
also covered.
Birchmeier
Krankenkasse
dental insurance 3
75%, maximum CHF 3000
per calendar year.
75%, maximum CHF 3000
per calendar year.
6 months. Treatments in countries
bordering Switzerland are
also covered.
Concordia
dental insurance 1
50%, maximum CHF 500
per year.
50%, maximum CHF 500
per year.
6 months. No additional information.
Concordia
dental insurance 2
50%, maximum CHF 1000
per year.
50%, maximum CHF 1000
per year.
6 months. No additional information.
Concordia
dental insurance 3
75%, maximum CHF 1500
per year.
75%, maximum CHF 1500
per year.
6 months. No additional information.
Concordia
dental insurance 4
75%, maximum CHF 2000
per year.
75%, maximum CHF 2000
per year.
6 months. No additional information.
CSS
Dental Insurance 1
50%, maximum CHF 1000
per calendar year.
50%, maximum CHF 1000
per calendar year.
7 months.
Dental
technicians:
1 year.
No additional information.
CSS
Dental Insurance 2
Not covered. 75%, maximum CHF 2000
per calendar year.
7 months.
Dental
technicians:
1 year.
Optional waiver of dental
examination required for
application, in exchange for
a markup on the monthly
insurance premium.
CSS
Dental Insurance 3
75%, maximum CHF 3000
per calendar year.
75%, maximum CHF 3000
per calendar year.
7 months.
Dental
technicians:
1 year.
No additional information.
CSS
Dental Insurance 4
75%, maximum CHF 5000
per calendar year. A
CHF 500 annual
deductible applies.
75%, maximum CHF 5000
per calendar year. 
7 months.
Dental
technicians:
1 year.
No additional information.
EGK
Dent 1
Not covered. 50%, maximum CHF 500
per calendar year.
12 months. No additional information.
EGK Dent 2 Not covered. 50%, maximum CHF 1000
per calendar year.
12 months. No additional information.
EGK Dent 3 Not covered. 75%, maximum CHF 1500
per calendar year.
12 months. No additional information.
Einsiedler
Krankenkasse
Dental Piccolo
Not covered. Routine dental examinations
and dental hygiene: CHF 40
per calendar year.
Up to age 15 only.
6 months. Treatments in countries
bordering Switzerland are
also covered.
Complimentary up to age 3.
Einsiedler
Krankenkasse
Dental A
75%, maximum CHF 1000
per calendar year. A
CHF 500 annual
deductible applies.
75%, maximum CHF 1000
per calendar year. A
CHF 500 annual
deductible applies.
Orthodontics:
12 months.
Dental work:
6 months.
Treatments in countries
bordering Switzerland are
also covered.
Complimentary up to age 3. 
Einsiedler
Krankenkasse
Dental B
50%, maximum CHF 500
per calendar year.
50%, maximum CHF 500
per calendar year.
Orthodontics:
12 months.
Dental work:
6 months.
Treatments in countries
bordering Switzerland are
also covered.
Complimentary up to age 3.
Einsiedler
Krankenkasse
Dental C
50%, maximum CHF 1000
per calendar year.
50%, maximum CHF 1000
per calendar year.
Orthodontics:
12 months.
Dental work:
6 months.
Treatments in countries
bordering Switzerland are
also covered.
Complimentary up to age 3.
Einsiedler
Krankenkasse
Dental D
75%, maximum CHF 1000
per calendar year.
75%, maximum CHF 1000
per calendar year.
Orthodontics:
12 months.
Dental work:
6 months.
Treatments in countries
bordering Switzerland are
also covered.
Complimentary up to age 3.
Einsiedler
Krankenkasse
Dental E
75%, maximum CHF 1500
per calendar year.
75%, maximum CHF 1500
per calendar year.
Orthodontics:
12 months.
Dental work:
6 months.
Treatments in countries
bordering Switzerland are
also covered.
Complimentary up to age 3.
Einsiedler
Krankenkasse
Dental F
75%, maximum CHF 3000
per calendar year.
75%, maximum CHF 3000
per calendar year.
Orthodontics:
12 months.
Dental work:
6 months.
Treatments in countries
bordering Switzerland are
also covered.
Complimentary up to age 3.
Einsiedler
Krankenkasse
Dental G
75%, maximum CHF 5000
per calendar year. A
CHF 500 annual
deductible applies.
75%, maximum CHF 5000
per calendar year. A
CHF 500 annual
deductible applies.
Orthodontics:
12 months.
Dental work:
6 months.
Treatments in countries
bordering Switzerland are
also covered.
Complimentary up to age 3.
Einsiedler
Krankenkasse
Dental H
75%, maximum CHF 5000
per calendar year.
75%, maximum CHF 5000
per calendar year.
Orthodontics:
12 months.
Dental work:
6 months.
Treatments in countries
bordering Switzerland are
also covered.
Complimentary up to age 3.
Glarner
Krankenversicherung
Dental B
50%, maximum CHF 500
per calendar year.
50%, maximum CHF 500
per calendar year. Routine
dental examinations and
dental hygiene: CHF 100
per calendar year.
Orthodontics:
12 months.
Dental work:
6 months.
Treatments in countries bordering
Switzerland are also covered.
Glarner
Krankenversicherung
Dental C
50%, maximum CHF 1000
per calendar year.
50%, maximum CHF 1000
per calendar year. Routine
dental examinations and
dental hygiene: CHF 100
per calendar year.
Orthodontics:
12 months.
Dental work:
6 months.
Treatments in countries bordering
Switzerland are also covered.
No premium charged up to age 3.
Glarner
Krankenversicherung
Dental D
75%, maximum CHF 1000
per calendar year.
75%, maximum CHF 1000
per calendar year. Routine
dental examinations and
dental hygiene: CHF 100
per calendar year.
Orthodontics:
12 months.
Dental work:
6 months.
Treatments in countries bordering
Switzerland are also covered. No
premium charged up to age 3.
Glarner
Krankenversicherung
Dental E
75%, maximum CHF 1500
per calendar year.
75%, maximum CHF 1500
per calendar year. Routine
dental examinations and
dental hygiene: CHF 100
per calendar year.
Orthodontics:
12 months.
Dental work:
6 months.
Treatments in countries bordering
Switzerland are also covered.
No premium charged up to age 3.
Glarner
Krankenversicherung
Dental F
75%, maximum CHF 3000
per calendar year.
75%, maximum CHF 3000
per calendar year. Routine
dental examinations and
dental hygiene: CHF 100
per calendar year.
Orthodontics:
12 months.
Dental work:
6 months.
Treatments in countries
bordering Switzerland are also
covered. No premium charged
up to age 3.
Glarner
Krankenversicherung
Dental H
75%, maximum CHF 5000
per calendar year.
75%, maximum CHF 5000
per calendar year. Routine
dental examinations and
dental hygiene: CHF 100
per calendar year.
Orthodontics:
12 months.
Dental work:
6 months.
Treatments in countries
bordering Switzerland are
also covered. No premium
charged up to age 3.
Groupe Mutuel
Dentaire Plus 1
75%, maximum CHF 1000
per calendar year.
75%, maximum CHF 1000
per calendar year. Routine
dental examinations and
dental hygiene: CHF 75 per
calendar year.
Orthodontics:
12 months.
Dental work:
3 months.
No additional information.
Groupe Mutuel
Dentaire Plus 2
75%, maximum CHF 3000
per calendar year.
75%, maximum CHF 3000
per calendar year. Routine
dental examinations and
dental hygiene:
CHF 75 per calendar year.
Orthodontics:
12 months.
Dental work:
3 months.
No additional information.
Groupe Mutuel
Dentaire Plus 3
75%, maximum CHF 15,000
per calendar year.
75%, maximum CHF 15,000
per calendar year.
Routine dental examinations
and dental hygiene: CHF 75
per calendar year.
Orthodontics:
12 months.
Dental work:
3 months.
No additional information.

Groupe Mutuel
Dentaire Plus Kids

75%, maximum CHF 15,000
per calendar year.
Up to age 18 only.
Not covered. 12 months.

No additional information.

Helsana
Denta Plus Light
75%, maximum CHF 300
per calendar year.
75%, maximum CHF 300
per calendar year.
6 months. Treatments outside of
Switzerland by eligible
dentists are covered.
Helsana
Denta Plus Bronze
50%, maximum CHF 1000
per calendar year.
50%, maximum CHF 1000
per calendar year
6 months. Treatments outside of
Switzerland by eligible
dentists are covered.
Helsana
Denta Plus Silver
75%, maximum CHF 2000
per calendar year.
75%, maximum CHF 2000
per calendar year.
6 months. Treatments outside of
Switzerland by eligible
dentists are covered.
Helsana
Denta Plus Gold
75%, maximum CHF 3000
per calendar year.
75%, maximum CHF 3000
per calendar year.
6   months. Treatments outside of
Switzerland by eligible
dentists are covered.
Helsana
Denta Plus Combi
50%, maximum CHF 1000
per calendar year for dental
expenses up to CHF 2000.
80% of the amount
exceeding CHF 2000 is
covered, with no limit.
50%, maximum CHF 1000
per calendar year for dental
expenses up to CHF 2000.
80% of the amount
exceeding CHF 2000 is
covered, with no limit.
6 months. Treatments outside of
Switzerland by eligible
dentists are covered.
Innova
Denta 1
50%, maximum CHF 1000
per calendar year.
50%, maximum CHF 1000
per calendar year.
6 months. Treatments in countries
bordering Switzerland are
also covered.
Innova
Denta 2
75%, maximum CHF 1500
per calendar year.
75%,   maximum CHF 1500
per calendar year.
6 months. Treatments   in countries
bordering Switzerland are
also covered.
Innova
Denta 3
75%, maximum CHF 3000
per calendar year.
75%, maximum CHF 3000
per calendar year.
6 months. Treatments in countries
bordering Switzerland are
also covered.
Klug
Denta Plus Light
75%, maximum CHF 300
per calendar year.
75%, maximum CHF 300
per calendar year.
6 months. Underwritten by Helsana.
Treatments outside of
Switzerland by eligible dentists
are covered.
Klug
Denta Plus Bronze
50%, maximum CHF 1000
per calendar year.
50%, maximum CHF 1000
per calendar year.
6 months. Underwritten by Helsana.
Treatments outside of
Switzerland by eligible dentists
are covered.
Klug
Denta Plus Silver
75%, maximum CHF 2000
per calendar year.
75%, maximum CHF 2000
per calendar year.
6 months. Underwritten by Helsana.
Treatments outside of
Switzerland by eligible dentists
are covered.
Klug
Denta Plus Gold
75%, maximum CHF 3000
per calendar year.
75%, maximum CHF 3000
per calendar year.
6 months. Underwritten by Helsana.
Treatments outside of
Switzerland by eligible
dentists are covered.
Klug
Denta Plus Combi
50%, maximum CHF 1000
per calendar year for dental
expenses up to CHF 2000.
80% of the amount exceeding
CHF 2000 is covered, with
no limit.
50%, maximum CHF 1000
per calendar year for dental
expenses up to CHF 2000.
80% of the amount exceeding
CHF 2000 is covered, with
no limit.
6 months. Underwritten by Helsana.
Treatments outside of
Switzerland by eligible
dentists are covered.
KPT
dental insurance 1
50%, maximum CHF 500
per calendar year.
50%, maximum CHF 500. Orthodontics:
12 months.
Dental work:
6 months.
No dental examination required
for application.
KPT
dental insurance 3
75%, maximum CHF 1500
per calendar year.
75%,   maximum CHF 1500. Orthodontics:
12 months.
Dental work:
6 months.
No additional information.
KPT
dental insurance 4
75%, maximum CHF 2000
per calendar year, plus
75% of the costs
exceeding CHF 2000.
Up to age 20 only.
75%, maximum CHF 2000. Orthodontics:
12 months.
Dental work:
6 months.
No additional information.
Krankenkasse
Steffisburg
Dental B
50%, maximum CHF 500. 50%, maximum CHF 500. Not specified. No additional information.
Krankenkasse
Steffisburg
Dental C
50%, maximum CHF 1000. 50%, maximum CHF 1000. Not specified. No additional information.
Krankenkasse
Steffisburg
Dental E
75%, maximum CHF 1500. 75%, maximum CHF 1500. Not specified. No additional information.
Krankenkasse
Steffisburg
Dental F
75%, maximum CHF 3000. 75%, maximum CHF 3000. Not specified. No additional information.
Krankenkasse
Stoffel Mels
Denta Plus Light
75%, maximum CHF 300
per calendar year.
75%, maximum CHF 300
per calendar year.
6 months. Underwritten by Helsana.
Treatments outside of Switzerland
by eligible dentists are covered.
Krankenkasse
Stoffel Mels
Denta Plus Bronze
50%, maximum CHF 1000
per calendar year.
50%, maximum CHF 1000
per calendar year.
6 months. Underwritten by Helsana.
Treatments outside of Switzerland
by eligible dentists are covered.
Krankenkasse
Stoffel Mels
Denta Plus Silver
75%, maximum CHF 2000
per calendar year.
75%, maximum CHF 2000
per calendar year.
6 months. Underwritten by Helsana.
Treatments outside of Switzerland
by eligible dentists are covered.
Krankenkasse
Stoffel Mels
Denta Plus Gold
75%, maximum CHF 3000
per calendar year.
75%, maximum CHF 3000
per calendar year.
6 months. Underwritten by Helsana.
Treatments outside of Switzerland
by eligible dentists are covered.
Krankenkasse
Stoffel Mels
Denta Plus Combi
50%, maximum CHF 1000
per calendar year for dental
expenses up to CHF 2000.
80% of the amount exceeding
CHF 2000 is covered, with no
limit.
50%, maximum CHF 1000
per calendar year for dental
expenses up to CHF 2000.
80% of the amount exceeding
CHF 2000 is covered, with no
limit.
6 months. Underwritten by Helsana.
Treatments outside of Switzerland
by eligible dentists are covered.
Krankenkasse
Visperterminen
Denta 1
50%, maximum CHF 1000
per calendar year.
50%, maximum CHF 1000
per calendar year.
6 months. No additional information.
Krankenkasse
Visperterminen
Denta 2
75%, maximum CHF 1500
per calendar year.
75%, maximum CHF 1500
per calendar year.
6 months. No additional information.
Krankenkasse
Visperterminen
Denta 3
75%, maximum CHF 3000
per calendar year.
75%, maximum CHF 3000
per calendar year.
6 months. No additional information.
Rhenusana
Rhenu Denta Silber
Not covered. 50%, maximum CHF 1000
per calendar year.
1 year. You can add an optional
insurance rider: 75% of costs
that exceed CHF 5000, up to
a maximum of CHF 30,000.
Qualification period: 24 months.
Rhenusana
Rhenu Denta Gold
Not covered. 75%, maximum CHF 1500
per calendar year.
1 year. You can add an optional
insurance rider: 75% of costs
that exceed CHF 5000, up to
a maximum of CHF 30,000.
Qualification period: 24 months.
Rhenusana
Rhenu Denta Platin
Not covered. 90%, maximum CHF 2000
per calendar year.
1 year. You can add an optional
insurance rider: 75% of costs
that exceed CHF 5000, up to a
maximum of CHF 30,000.
Qualification period: 24 months.
ÖKK
Smile 1000
(optional supplement
for ÖKK Start)
50%, maximum CHF 1000
per calendar year, on top of
what is covered by ÖKK
Start.
CHF 100 per calendar year,
on top of what is covered by
ÖKK Start.
Not   specified. Treatments in countries
bordering Switzerland are
also covered.
ÖKK
Smile 1500
(optional supplement
for ÖKK Start)
75%, maximum CHF 1500
per calendar year, on top of
what is covered by ÖKK
Start.
CHF 100 per calendar year,
on top of what is covered by
ÖKK Start.
Not specified. Treatments in countries
bordering Switzerland are
also covered.
Sanitas
Dental
80%, maximum CHF 5000
per calendar year.
80%, maximum CHF 5000
per calendar year.
Coverage for routine dental
work and dental hygiene is
limited to CHF 100.
6 months. Treatments outside of
Switzerland are also covered.
Sanitas
Dental Basic
Not covered. Routine dental examinations
and dental hygiene:
CHF 100 per calendar year.
Dental work: 80%, maximum
CHF 2000 per calendar year,
with a CHF 250 deductible.
Preventative
dental work:
6 months.
Dental prosthetics,
inlays, veneers:
12 months.
Treatments in countries bordering
Switzerland are also covered.
SLKK
dental insurance 1
50%, maximum CHF 750
per calendar year.
50%, maximum CHF 750
per calendar year.
3 months. The insurance premium is waived
up to the age of 3 for SLKK health
insurance customers.
SLKK
dental insurance 2
75%, maximum CHF 1500
per calendar year.
75%, maximum CHF 1500
per calendar year.
3 months. The insurance premium is waived
up to the age of 3 for SLKK health
insurance customers.
SLKK
dental insurance 3
50%, maximum CHF 2000
per calendar year.
50%, maximum CHF 2000
per calendar year.
3 months. The insurance premium is waived
up to the age of 3 for SLKK health
insurance customers.
SLKK
dental insurance 4
75%, maximum CHF 3000
per calendar year.
75%, maximum CHF 3000
per calendar year.
3 months. The insurance premium is waived
up to the age of 3 for SLKK health
insurance customers.
SLKK
dental insurance 5
75%, maximum CHF 2000
per calendar year.
75%, maximum CHF 2000
per calendar year.
3 months. The   insurance premium is waived
up to the age of 3 for SLKK health
insurance customers.
Sodalis
Denta 1
75%, maximum CHF 500
per calendar year.
75%, maximum CHF 500
per calendar year.
Not specified. No additional information.
Sodalis
Denta 2
75%, maximum CHF 1000
per calendar year.
75%, maximum CHF 1000
per calendar year.
Not specified. No additional information.
Sodalis
Denta 3
75%, maximum CHF 1500
per calendar year.
75%, maximum CHF 1500
per calendar year.
Not specified. No additional information.
Sodalis
Denta 4
75%, maximum CHF 3000
per calendar year.
75%, maximum CHF 3000
per calendar year.
Not specified. No additional information.
Sumiswalder
Dental A
75%, maximum CHF 1000
per calendar year,
with a CHF 500 deductible.
75%, maximum CHF 1000
per calendar year, with a
CHF 500 deductible.
Dental prosthetics:
12 months.
Other dental work:
6 months.
Treatments in countries
bordering Switzerland are
also covered. The insurance
premiums are waived up to age 3.
Sumiswalder
Dental B
50%, maximum CHF 500
per calendar year.
50%, maximum CHF 500
per calendar year.
Dental prosthetics:
12 months.
Other dental work:
6 months.
Treatments in countries bordering
Switzerland are also covered. The
insurance premiums are waived
up to age 3.
Sumiswalder
Dental C
50%, maximum CHF 1000
per calendar year.
50%, maximum CHF 1000
per calendar year.
Dental prosthetics:
12 months.
Other dental work:
6 months.
Treatments in countries bordering
Switzerland are also covered. The
insurance premiums are waived
up to age 3.
Sumiswalder
Dental D
75%, maximum CHF 1000
per calendar year.
75%, maximum CHF 1000
per calendar year.
Dental prosthetics:
12 months.
Other dental work:
6 months.
Treatments in countries bordering
Switzerland are also covered. The
insurance premiums are waived
up to age 3.
Sumiswalder
Dental E
75%, maximum CHF 1500
per calendar year.
75%, maximum CHF 1500
per calendar year.
Dental prosthetics:
12 months.
Other dental work:
6 months.
Treatments in countries bordering
Switzerland are also covered. The
insurance premiums are waived
up to age 3.
Sumiswalder
Dental F
75%, maximum CHF 3000
per calendar year.
75%, maximum CHF 3000
per calendar year.
Dental prosthetics:
12 months.
Other dental work:
6 months.
Treatments in countries bordering
Switzerland are also covered. The
insurance premiums are waived
up to age 3.
Sumiswalder
Dental G
75%, maximum CHF 5000
per calendar year, with a
CHF 500 deductible.
75%, maximum CHF 5000
per calendar year, with a
CHF 500 deductible.
Dental prosthetics:
12 months.
Other dental work:
6 months.
Treatments in countries bordering
Switzerland are also covered. The
insurance premiums are waived
up to age 3.
Sumiswalder
Dental H
75%, maximum CHF 5000
per calendar year.
75%, maximum CHF 5000
per calendar year.
Dental prosthetics:
12 months.
Other dental work:
6 months.
Treatments in countries bordering
Switzerland are also covered.
The insurance premiums are
waived up to age 3.
Swica
Denta 1
50%, maximum CHF 500
per calendar year.
50%, maximum CHF 500
per calendar year.
Not specified. No additional information.
Swica
Denta 2
50%, maximum CHF 1000
per calendar year.
50%, maximum CHF 1000
per calendar year.
Not specified. No additional information.
Swica
Denta 3
75%, maximum CHF 1500
per calendar year.
75%, maximum CHF 1500
per calendar year.
Not specified. No additional information.
Swica
Denta 4
75%, maximum CHF 2000
per calendar year.
75%, maximum CHF 2000
per calendar year.
Not specified. No additional information.
Sympany
dental insurance 1
50%, maximum CHF 1000
per calendar year.
50%, maximum CHF 1000
per calendar year. Routine
dental examinations and
dental hygiene: CHF 100
per calendar year.
Dental prosthetics:
12 months.
Other dental work:
6 months.
Dental treatments by eligible
dentists outside of Switzerland
are covered if the cost does not
exceed that of identical treatments
in Switzerland.
Sympany
dental insurance 2
75%, maximum CHF 1500
per calendar year.
75%, maximum CHF 1500
per calendar year. Routine
dental examinations and
dental hygiene: CHF 100
per calendar year.
Dental prosthetics:
12 months.
Other dental work:
6 months.
Dental treatments by eligible
dentists outside of Switzerland
are covered if the cost does not
exceed that of identical treatments
in Switzerland.
Sympany
dental insurance 3
75%, maximum CHF 5000
per calendar year.
75%, maximum CHF 5000
per calendar year. Routine dental
examinations and dental hygiene:
CHF 100 per calendar year.
Dental prosthetics:
12 months.
Other dental work:
6 months.
Dental treatments by eligible
dentists outside of Switzerland
are covered if the cost does not
exceed that of identical treatments
in Switzerland.
Visana
dental insurance 1
25%, maximum CHF 100
per calendar year.
25%, maximum CHF 100
per calendar year.
Preventative care:
6 months.
Orthodontics and
dental prosthetics:
18 months.
Amalgamates:
24 months.
No additional information.
Visana
dental insurance 2
50%, maximum CHF 200
per calendar year.
50%, maximum CHF 200
per calendar year.
Preventative care:
6 months.
Orthodontics and
dental prosthetics:
18 months.
Amalgamates:
24 months.
No additional information.
Visana
dental insurance 3
50%, maximum CHF 600
per calendar year.
50%, maximum CHF 600
per calendar year.
Preventative care:
6 months.
Orthodontics and
dental prosthetics:
18 months.
Amalgamates:
24 months.
No additional information.
Visana
dental insurance 4
75%, maximum CHF 600
per calendar year.
75%, maximum CHF 600
per calendar year.
Preventative care:
6 months.
Orthodontics and
dental prosthetics:
18 months.
Amalgamates:
24 months.
No additional information.
Visana
dental insurance 5
50%, maximum CHF 1200
per calendar year.
50%, maximum CHF 1200
per calendar year.
Preventative care:
6 months.
Orthodontics and
dental prosthetics:
18 months.
Amalgamates:
24 months.
No additional information.
Visana
dental insurance 6
75%, maximum CHF 1200
per calendar year.
75%, maximum CHF 1200
per calendar year.
Preventative care:
6 months.
Orthodontics and
dental prosthetics:
18 months.
Amalgamates:
24 months.
No additional information.
Visana
dental insurance 7
75%, maximum CHF 1500
per calendar year.
75%, maximum CHF 1500
per calendar year.
Preventative care:
6 months.
Orthodontics and
dental prosthetics:
18 months.
Amalgamates:
24 months.
No additional information.
Visana
dental insurance 8
75%, maximum CHF 1800
per calendar year.
75%, maximum CHF 1800
per calendar year.
Preventative care:
6 months.
Orthodontics and
dental prosthetics:
18 months.
Amalgamates:
24 months.
No additional information.
Visana
dental insurance 9
75%, maximum CHF 3000
per calendar year.
75%, maximum CHF 3000
per calendar year.
Preventative care:
6 months.
Orthodontics and
dental prosthetics:
18 months.
Amalgamates:
24 months.
No additional information.
Visana
dental insurance 10
75%, maximum CHF 5000
per calendar year.
75%, maximum CHF 5000
per calendar year.
Preventative care:
6 months.
Orthodontics and
dental prosthetics:
18 months.
Amalgamates:
24 months.
No additional information.
Vita Surselva
Denta 1
50%, maximum CHF 1000
per calendar year.
50%, maximum CHF 1000
per calendar year.
6 months. Underwritten by Innova.
Vita Surselva
Denta 2
75%, maximum CHF 1500
per calendar year.
75%, maximum CHF 1500
per calendar year.
6 months. Underwritten by Innova.
Vita Surselva
Denta 3
75%, maximum CHF 3000
per calendar year.
75%, maximum CHF 3000
per calendar year.
6 months. Underwritten by Innova.   

 

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Guide to orthodontic coverage from Swiss supplementary health insurance

Swiss health insurance

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Helsana Completa

  • Most comprehensive supplementary outpatient insurance

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Concordia Diversa Plus

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  • Contributions towards search and rescue costs worldwide

  • Contributions towards vaccinations, corrective dentistry, as well as spectacles

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  • 75% for complementary medicine remedies

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Editor Daniel Dreier
Daniel Dreier is editor and personal finance expert at moneyland.ch.
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