KPT Hospital Insurance Semi-Private-Ward

Inpatient insurance semi-private ward

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General

General information:

Acceptance not guaranteed. Health check by KPT/CPT beforehand.

Model:

Semi-private ward

Choice of hospital and doctor:

Full coverage throughout Switzerland in the semi-private departments of all listed hospitals with a service mandate and recognized tariff. Free choice of doctor. In addition to Swiss hospitals, KPT partner hospitals in Germany near the border are available for selection.

Notice period:

The insurer can terminate the contract at the latest 3 months before the end of the contract or calendar year. For contracts with a term longer than three years, the legal termination provisions apply.

Premiums and discounts:

Amount of premiums depends on various factors such as age, gender and place of residence. In case of co-payments discounts between 15 and 50 percent. Discount for a 3-year contract, for prepayment and for using the KPTnet customer portal (Receiving documents online, including free internet legal protection insurance).
The last age class change (from 66 years or from 71 years) depends on the age at the time of taking out the insurance.
The premiums for 2026 are shown here.

Selection of relevant Swiss hospitals:

Hirslanden St. Anna, Hirslanden Stephanshorn, Hirslanden Belair, Hirslanden AndreasKlinik Cham Zug, Hirslanden La Colline, Hirslanden Birshof, Hirslanden Klinik Im Park, Hirslanden Salem-Spital, Hirslanden Beau-Site, Hirslanden Permanence, Hirslanden Aarau, Hirslanden St. Anna - Meggen, Hirslanden Bois-Cerf, Hirslanden Cecil, Hirslanden Zürich, Merian Iselin, Schulthess Klinik, Klinik Susenberg, Privatklinik Hohenegg, Clinic Bad Ragaz, Clinique Générale-Beaulieu, Lindenhofgruppe Lindenhofspital, Lindenhofgruppe Sonnenhofspital, Lindenhofgruppe Engeriedspital, Klinik Pyramide am See, Klinik Bethesda, SMN Clinica Ars Medica, SMN Clinica Sant'Anna, SMN Clinique Générale, SMN Clinique Montbrillant, SMN Clinique Valmont, SMN Clinique de Genolier, SMN Clinique de Montchoisi, SMN Clinique de Valère, SMN Hôpital de la Providence, SMN Privatklinik Bethanien, SMN Privatklinik Lindberg, SMN Privatklinik Obach, SMN Privatklinik Villa im Park, SMN Schmerzklinik Basel

Spa and convalescent therapy:

For medical reasons and prescribed by a doctor in a recognized spa: CHF 40 per day for a maximum of 42 days within 5 calendar years (spa cures) or CHF 40 per day for a maximum of 30 days per calendar year (convalescent cures).

Maternity:

Birth costs are covered throughout Switzerland in listed hospitals (semi-private ward). For a birth at a birth centre: CHF 200 per day during max. 5 days. Waiting period: 270 days. CHF 1000 for an outpatient birth. The costs for the stay and care of the healthy newborn are covered.

Rooming in:

Cost of accomodation for an accompanying person up to CHF 50 per day during a maximum of 14 days.

Home help:

CHF 30 per day (for a maximum of 60 consecutive days).

Home care:

Not specified.

Emergency transport costs:

Full coverage of costs for medically necessary transportation in Switzerland for inpatient treatment.
Transport abroad for inpatient treatment: CHF 3000 per event.

Search and rescue costs:

Up to CHF 20,000 per incident in Switzerland.

Repatriation:

No coverage.

Hospital abroad:

In case of acute illness or accident: Up to CHF 50,000 per calendar year. Full coverage in Europe (including countries bordering the Mediterranean).

Rehabilitation stationary:

For a maximum of 60 days within 5 calendar years: full coverage.

Psychiatry:

For a maximum of 720 days: contribution to costs according to the insured ward. If re-entry within 180 days, the previous days will be added to the total.

Additional services:

Travel and vacation insurance included (8 weeks per calendar year).
Compensation of CHF 100 per day if treated in general ward (up to CHF 1000 per calendar year).
Expert second opinion.