General information:
UBS banking package for young people (Up to the 15th birthday with parental consent.). Included in the package: UBS private account, UBS youth savings account (several possible), UBS Debit Mastercard or UBS Visa Debit, UBS prepaid card or credit card, UBS Online Services with UBS e-banking and UBS Mobile Services. Module for cash withdrawals Switzerland: free of charge, 2 CHF cash withdrawals per month at third-party ATMs in Switzerland free of charge. Module for cash withdrawals worldwide: additional CHF 5 per month (free of charge for the first 6 months), 4 CHF withdrawals per month at third-party ATMs in Switzerland, 2 cash withdrawals abroad per month are included. Each additional cash withdrawal at ATMs of other banks costs CHF 2 in Switzerland or CHF 5 abroad.
Age:
For individuals between 12 and 22 years of age.
Package / account management fee:
Online account management is free of charge. Surcharge for paper documents: CHF 5 per month (the first 6 months are free of charge).
Private account interest rate:
Up to CHF 100,000: 0.1% per year.
From CHF 100,000: 0% per year.
Account opening:
The account opening is free of charge.
Closing of account:
The closing of account is free of charge.
Annual account closure:
The annual account closure is free of charge.
Statements of account:
The monthly statements of account by mail are free of charge.
Incoming payment:
Incoming payment in CHF are free of charge.
Outgoing payment (Switzerland):
Electronic payment orders in CHF are free of charge.
SEPA payment:
Fee of CHF 0.30 per electronic SEPA payment order in EUR.
Non-SEPA payment (abroad):
Fee of CHF 5.00 per electronic non-SEPA payment order in foreign currency.
Direct debit (LSV) Switzerland:
Electronic payment orders by direct debit (LSV) within Switzerland are free of charge.
Standing order Switzerland:
Electronic standing orders in CHF within Switzerland are free charge.
Annual fee debit card:
Debit card: There is no annual fee to pay.
Purchase Switzerland:
Debit card: Purchases in Switzerland in CHF are free of charge.
Purchase abroad:
Debit card: For purchases in foreign currencies, there is a fee of 2% of the purchase amount with a minimum of CHF 1.00.
Cash withdrawal Switzerland:
Cash withdrawal at ATMs of other banks in CHF: free of charge up to 2 withdrawals per month. Above 2 withdrawals per month: CHF 2 per withdrawal. Cash withdrawal at Credit Suisse and UBS ATMs: free of charge.
Cash withdrawal abroad:
Debit card:
Per cash withdrawal abroad, there is a fee of CHF 5.00.
Savings account interest rate:
Up to CHF 50,000: 1% per year.
From CHF 50,000: 0.3% per year.
Savings account
withdrawals:
Withdrawals up to CHF 50,000 per year are allowed without notice. There is a notice period of 3 months for higher amounts.
Credit card:
Silver credit card (for persons above 18 years of age) free of charge.
Credit card
Purchase abroad in foreign curency:
For purchases abroad or online in foreign currencies there is an administrative fee of 1.75% of the purchase amount.
Reward program:
KeyClub Bonus Program: 50 KeyClub points as a welcome gift. Cashless payments with the UBS Prepaid Card: 5 points per semester for at least 10 payments. Spending with UBS prepaid / credit cards: 1 point per CHF 100 (max. 10 KeyClub points per quarter).
Pillar 3a account
interest rate:
0.9% per year.
Termination of banking relationship:
The termination of the banking relationship is free of charge.
Special services:
Debit Mastercard, Visa Debit, Mobile banking, Online banking, Reward programs
