General information:
UBS Online banking package for individuals. Included in the package: UBS private account, UBS savings account (several possible), sustainable savings account, UBS Debit Mastercard or UBS Visa Debit, UBS Key4 standard credit card, UBS Online Services with UBS e-banking and UBS Mobile Services plus travel and flight accident insurance. Module for cash withdrawals Switzerland: Costs an additional CHF 2 per month. 2 cash withdrawals per month at Swiss third-party ATMs in CHF are included. Module for cash withdrawals worldwide: Costs an additional CHF 5 per month. 4 CHF withdrawals per month at third-party ATMs in Switzerland, 2 cash withdrawals abroad per month are included. Each additional cash withdrawal at ATMs of other banks costs CHF 2 in Switzerland or CHF 5 abroad.
Age:
For individuals from the age of 26.
Package / account management fee:
The account management costs CHF 14 per month. Surcharge for paper documents: CHF 5 per month. The first 6 months are free of charge.
Private account interest rate:
0% per year.
Account opening:
The account opening is free of charge.
Closing of account:
The closing of account is free of charge.
Annual account closure:
The annual account closure is free of charge.
Statements of account:
The monthly statements of account by mail are subject to charges.
Incoming payment:
Incoming payment in CHF are free of charge.
Outgoing payment (Switzerland):
Electronic payment orders in CHF are free of charge.
SEPA payment:
Fee of CHF 0.30 per electronic SEPA payment order in EUR.
Non-SEPA payment (abroad):
Fee of CHF 5.00 per electronic non-SEPA payment order in foreign currency.
Direct debit (LSV) Switzerland:
Electronic payment orders by direct debit (LSV) within Switzerland are free of charge.
Standing order Switzerland:
Electronic standing orders in CHF within Switzerland are free charge.
Annual fee debit card:
Debit card: There is no annual fee to pay.
Purchase Switzerland:
Debit card: Purchases in Switzerland in CHF are free of charge.
Purchase abroad:
Debit card: For purchases in foreign currencies, there is a fee of 2% of the purchase amount with a minimum of CHF 1.00.
Cash withdrawal Switzerland:
Cash withdrawal at ATMs of other banks in CHF: CHF 2 per withdrawal. Cash withdrawal at Credit Suisse and UBS ATMs: free of charge.
Cash withdrawal abroad:
Debit card:
Per cash withdrawal abroad, there is a fee of CHF 5.00.
Savings account interest rate:
Up to CHF 50,000: 0.75% per year.
From CHF 50,000: 0.3% per year.
Savings account
withdrawals:
Withdrawals up to CHF 50,000 per year are allowed without notice.
6 withdrawals per year are free of charge, additional withdrawals cost CHF 5 per withdrawal.
There is a notice period of 3 months for larger amounts.
Credit card:
Additional fee for Key4 standard credit card of CHF 72 per year. Half price in the first year.
Credit card
Purchase abroad in foreign curency:
Purchases abroad or online in foreign currencies are free of charge.
Reward program:
KeyClub Bonus Program: 50 KeyClub points as a welcome gift. Spending with UBS credit cards: depending on card type.
Pillar 3a account
interest rate:
0.9% per year.
Termination of banking relationship:
The termination of the banking relationship is free of charge.
Special services:
Debit Mastercard, Visa Debit, Mobile banking, Online banking, Reward programs
