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Prepaid card

UBS key4 banking Pro Student

Banking package for students
With bonus points

General information:

UBS Online banking package for students (at least two years of education, full-time or part-time). Included in the package: UBS private account, UBS youth savings account (several possible), sustainable savings account (maximum balance CHF 100,000), UBS Debit Mastercard or UBS Visa Debit, UBS Key4 standard credit card, UBS Online Services with UBS e-banking and UBS Mobile Services plus travel and flight accident insurance.
Module for cash withdrawals Switzerland: free of charge, 2 CHF cash withdrawals per month at third-party ATMs in Switzerland free of charge. Module for cash withdrawals worldwide: additional CHF 5 per month, 4 CHF withdrawals per month at third-party ATMs in Switzerland, 2 cash withdrawals abroad per month are included. Each additional cash withdrawal at ATMs of other banks costs CHF 2 in Switzerland or CHF 5 abroad.
At the end of education or after the 30th birthday at the latest, the monthly prices for individuals aged 26 and over apply.

Age:

For individuals between 18 and 30 years of age.

Currencies:

CHF

Package / account management fee:

Online account management is free of charge. Surcharge for paper documents: CHF 5 per month (the first 6 months are free of charge).

Private account interest rate:

Up to CHF 100,000: 0.1% per year.
From CHF 100,000: 0% per year.

Account opening:

The account opening is free of charge.

Closing of account:

The closing of account is free of charge.

Annual account closure:

The annual account closure is free of charge.

Statements of account:

The monthly statements of account by mail are free of charge.

Incoming payment:

Incoming payment in CHF are free of charge.

Outgoing payment (Switzerland):

Electronic payment orders in CHF are free of charge.

SEPA payment:

Fee of CHF 0.30 per electronic SEPA payment order in EUR.

Non-SEPA payment (abroad):

Fee of CHF 5.00 per electronic non-SEPA payment order in foreign currency.

Direct debit (LSV) Switzerland:

Electronic payment orders by direct debit (LSV) within Switzerland are free of charge.

Standing order Switzerland:

Electronic standing orders in CHF within Switzerland are free charge.

Annual fee debit card:

Debit card: There is no annual fee to pay.

Purchase Switzerland:

Debit card: Purchases in Switzerland in CHF are free of charge.

Purchase abroad:

Debit card: For purchases in foreign currencies, there is a fee of 2% of the purchase amount with a minimum of CHF 1.00.

Cash withdrawal Switzerland:

Cash withdrawal at ATMs of other banks in CHF: free of charge up to 2 withdrawals per month. Above 2 withdrawals per month: CHF 2 per withdrawal. Cash withdrawal at UBS ATMs: free of charge.

Cash withdrawal abroad:

Debit card:
Per cash withdrawal abroad, there is a fee of CHF 5.00.

Savings account interest rate:

Up to CHF 50,000: 0.3% per year.
From CHF 50,000: 0% per year.

Savings account
withdrawals:

Withdrawals up to CHF 50,000 per year are allowed without notice. There is a notice period of 3 months for higher amounts.

Credit card:

Key4 standard credit card free of charge (Alternative: UBS prepaid card).

Credit card
Purchase abroad in foreign curency:

Purchases abroad or online in foreign currencies are free of charge.

Reward program:

KeyClub Bonus Program: 50 KeyClub points as a welcome gift. Cashless payments with the UBS prepaid card: 5 points per semester for at least 10 payments. Spending with UBS prepaid / credit cards: 1 point per CHF 100 turnover (maximum 10 KeyClub points per quarter).

Pillar 3a account
interest rate:

0.1% per year.

Termination of banking relationship:

The termination of the banking relationship is free of charge.

Special services:

Debit Mastercard, Visa Debit, Mobile banking, Online banking, Reward programs