Mortgages
Bank WIR fixed-rate mortgage
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Swiss fixed-rate mortgage
General information:
Combined package with interest reduction in the amount of 0.1%.
Indicative mortgage rates (in %):
Fixed-rate mortgage 2 years: 2.33%
Fixed-rate mortgage 3 years: 2.35%
Fixed-rate mortgage 4 years: 2.37%
Fixed-rate mortgage 5 years: 2.45%
Fixed-rate mortgage 6 years: 2.5%
Fixed-rate mortgage 7 years: 2.53%
Fixed-rate mortgage 8 years: 2.57%
Fixed-rate mortgage 9 years: 2.6%
Fixed-rate mortgage 10 years: 2.63%
Fixed-rate mortgage 12 years: 2.83%
Fixed-rate mortgage 15 years: 2.93%
Update:
04/26/2024
Minimum amount:
CHF 100,000
Maximum amount:
Not specified.
Types of property:
Primary residence, Secondary residence, Holiday home, Investment property, Commercial property
Types of financing:
New mortgage, Refinancing, First mortgage, Second mortgage, Direct amortization, Indirect amortization
Conditions and costs:
Credit increase and model change: free of charge.
Loan-to-value ratio:
The maximum loan-to-value ratio for your property is 80%.
Affordability:
The mortgage costs must not exceed 35% of your income.
Second mortgage:
Second mortgages are available.
Notice period:
An early withdrawal from the mortgage agreement is possible only if a compensation for the early termination is paid.
Amortization:
Direct and indirect amortization possible. Second mortgage has to be paid off in full within 15 years.
Interest charge frequency:
Not specified.
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