Mortgages
Bank WIR variable-rate mortgage
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Swiss adjustable-rate mortgage
General information:
Combined package with interest reduction in the amount of 0.1%.
Indicative mortgage rates (in %):
Variable first mortgage: 3%
Update:
04/24/2024
Minimum amount:
CHF 100,000
Maximum amount:
Not specified.
Types of property:
Primary residence, Secondary residence, Holiday home, Investment property, Commercial property
Types of financing:
New mortgage, Refinancing, First mortgage, Second mortgage, Direct amortization, Indirect amortization
Conditions and costs:
Credit increase and model change: free of charge.
Loan-to-value ratio:
The maximum loan-to-value ratio for your property is 80%.
Affordability:
The mortgage costs must not exceed 35% of your income.
Second mortgage:
Second mortgages are available.
Notice period:
Notice period of 6 months.
Amortization:
Direct and indirect amortization possible. Second mortgage has to be paid off in full within 15 years.
Interest charge frequency:
Not specified.
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