Mortgages
Bank WIR money market mortgage
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Swiss SARON mortgage
General information:
Switch to provider's fixed-rate mortgage possible. Combined package with interest reduction in the amount of 0.1%.
Approximate markup (as a %):
3-year SARON mortgage, 3-month interest term: 1.07%
5-year SARON mortgage, 3-month interest term: 0.92%
Update:
05/05/2024
Calculation variant compounded SARON:
Variant 4: Payment of interest at the end of interest term; interest determined at start; observation period set back fully.
Minimum amount:
CHF 100,000
Maximum amount:
Not specified.
Types of property:
Primary residence, Secondary residence, Holiday home, Investment property, Commercial property
Types of financing:
New mortgage, Refinancing, First mortgage, Second mortgage, Direct amortization
Conditions and costs:
Credit increase and model change: free of charge.
Loan-to-value ratio:
The maximum loan-to-value ratio for your property is 80%.
Affordability:
Not specified.
Second mortgage:
Second mortgages are available.
Notice period:
An early withdrawal from the mortgage agreement is possible only if a compensation for the early termination is paid.
Amortization:
Direct and indirect amortization possible. Second mortgage has to be paid off in full within 15 years.
Interest charge frequency:
Not specified.
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