yoga courses health insurance switzerland guide comparison
Insurance

Yoga Courses: What Does Swiss Health Insurance Cover?

September 5, 2024 - Daniel Dreier

Find out which Swiss health insurance offers include coverage for yoga courses in this moneyland.ch guide.

Yoga may have its roots in ancient Asian philosophies, but it is now a popular form of exercise in many parts of the world. Yoga is widely popular in Switzerland as well. Close to fifteen percent of residents practice either yoga, pilates, Tai Chi, or stretching, with the majority of practitioners being women.

Yoga as a sport

While traditional Indian yoga follows several schools of thought developed by a number of yoga masters, there are now also a number of Western adaptations which are also widely practiced. Many of these focus on physical rather than spiritual principles. The broad term hatha yoga is used for yoga which is focused on physical activities.

Swiss health insurance benefits for Hatha Yoga

Yoga as a form of exercise is supported by a number of health insurance companies. However, insurers only pay benefits towards sessions coached by recognized yoga instructors, such as those with Swiss EMR/RME certification.

Only a limited number of insurers offer yoga benefits, and those that do normally bundle these perks in their optional supplemental health insurance policies.

Which Swiss supplemental health insurance offers cover the costs of yoga courses?

Health insurance companies that may contribute to your yoga courses under certain supplementary outpatient insurance policies include Atupri, Axa, Concordia, CSS, Helsana, KPT, ÖKK, Rhenusana, Swica, and Visana, among others.

Check with your insurer to find out exactly which costs are covered and whether or not your yoga center qualifies before you sign up. In many cases, the benefit is limited to a few hundred francs, or only a certain percentage of yoga course fees are covered.

It is important to understand that the yoga benefits alone will not justify the financial cost of getting outpatient supplemental health insurance. However, supplementary health insurance can pay off if you also need the other included insurance coverages and benefits.

Swiss supplemental health insurance offers that cover yoga courses:

Insurance provider Supplemental health insurance offer Benefits towards the cost of yoga courses
Atupri Basic 75%, maximum CHF 200 per calendar year.
Atupri Mivita Reala 50%, maximum CHF 200 per calendar year.
Atupri Intense 75%, maximum CHF 500 per calendar year.
Axa Health Actif 75%, maximum CHF 200 per calendar year.
Axa Health Complet 75%, maximum CHF 300 per calendar year.
Concordia Natura 50%, maximum CHF 200 per calendar year.
Concordia Natura Plus 50%, maximum CHF 200 per calendar year.
CSS Myflex Economy (combined with
supplemental hospital insurance).
50%, maximum CHF 150 per calendar year.
CSS Myflex Balance (combined with
supplemental hospital insurance).
50%, maximum CHF 250 per calendar year.
CSS Myflex Premium (combined with
supplemental hospital insurance).
50%, maximum CHF 500 per calendar year.
EGK Sun Yoga therapy only: CHF 100 per calendar year.
Glarner Krankenversicherung Allgemein 50%, maximum CHF 150 per calendar year.
Glarner Krankenversicherung Premium 50%, maximum CHF 300 per calendar year.
Helsana Sana 75%, maximum CHF 200 per calendar year.
Helsana Completa 75%, maximum CHF 200 per calendar year.
KPT Pulse Eco CHF 50 per calendar year.
KPT Pulse Top CHF 200 per calendar year.
KPT Pulse Premium CHF 300 per calendar year.
ÖKK Prävention (supplement for Start) 50%, maximum CHF 300 per calendar year.
Rhenusana Rhenuplus Gold 75%, maximum CHF 200 per calendar year.
Rhenusana Rhenuplus Platin 75%, maximum CHF 400 per calendar year.
Sanitas Vital Smart 50%, maximum CHF 200 or CHF 300 per
calendar year.
Sanitas Vital Premium 80%, maximum CHF 400 per calendar year.
SLKK SLKK Qualicare Basis 75%, maximum CHF 200 per calendar year.
SLKK SLKK Qualicare Comfort 75%, maximum CHF 200 per calendar year.
Swica Completa Forte 90%, maximum CHF 300 per calendar year.
Swica Completa Praeventa 50%, maximum CHF 300 per calendar year.
Swica Optima (supplement for
Completa Praeventa)
90% of costs that are not covered by
Completa Praeventa, maximum CHF 300
per calendar year.
Sympany Plus CHF 200 per calendar year.
Sympany Premium CHF 300 per calendar year.
Visana Ambulant I
Ambulant II
Ambulant III
Courses with at least 10 lessons:
CHF 100 per calendar year.
Courses with less than 10 lessons:
CHF 50 per calendar year.
Visana Basic,
Basic Flex
Courses with at least 10 lessons:
CHF 100 per calendar year.
Courses with less than 10 lessons:
CHF 50 per calendar year.

Data compiled by moneyland.ch as per information published by Swiss health insurance providers as per September 2024.

Weitere Informationen:
Ambulante Krankenkassen-Zusatzversicherungen vergleichen
Was zahlt die Krankenkasse an das Fitness-Abo?
Was zahlen Krankenkassen an Brillen und Kontaktlinsen?
Zahnbehandlungen und Kieferorthopädie: Das bezahlt die Schweizer Krankenkasse

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Editor Daniel Dreier
Daniel Dreier is editor and personal finance expert at moneyland.ch.
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